Health Funds

Jan Kalyan Social Welfare Trust promotes financial well-being and responsible money management through our “Healthy Funds” program. This initiative aims to empower individuals and families to build healthy financial habits, achieve financial stability, and pursue their long-term financial goals. Here’s an overview of our “Healthy Funds” program:

1. Financial Literacy Workshops:
   • We conduct financial literacy workshops to educate individuals and families about basic financial concepts, such as budgeting, saving, investing, debt management, and retirement planning. These workshops provide practical tips and tools to help participants make informed financial decisions and improve their financial well-being.
2. Budgeting and Money Management Tools:
   • We offer budgeting and money management tools, such as budget templates, expense trackers, and financial planning worksheets, to help individuals track their income and expenses, set financial goals, and develop personalized budget plans. These tools enable participants to take control of their finances and make progress towards their financial objectives.
3. Savings and Investment Strategies:
   • We provide guidance on savings and investment strategies to help individuals grow their wealth and build financial security over time. Our experts offer insights into different savings vehicles, such as savings accounts, certificates of deposit (CDs), and retirement accounts, as well as investment options, such as stocks, bonds, mutual funds, and real estate.
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4. Debt Management and Credit Counseling:
   • We offer debt management and credit counseling services to individuals struggling with debt or facing credit challenges. Our counselors work with clients to develop personalized debt repayment plans, negotiate with creditors, and improve credit scores through responsible financial behaviors, such as timely bill payments and debt reduction strategies.
5. Financial Planning and Goal Setting:
   • We assist individuals and families in creating comprehensive financial plans that align with their short-term and long-term goals, such as purchasing a home, funding education, starting a business, or retiring comfortably. Our financial planners help clients identify their priorities, set achievable milestones, and develop actionable strategies to achieve financial success.
6. Resource Referrals and Support Services:
   • We connect individuals and families with additional resources and support services, such as financial aid programs, debt relief programs, housing assistance, and employment services, to address their specific financial needs and challenges. Our goal is to provide holistic support and guidance to help clients overcome financial obstacles and achieve financial wellness.

Through our “Healthy Funds” program, we aim to promote financial literacy, empower individuals to make sound financial decisions, and improve overall financial health and well-being. Join us in our efforts to build stronger and more resilient communities through financial education and empowerment.